We are the first licensed virtual insurer (虛擬保險公司) in Hong Kong. The original purpose of insurance is to protect the needs of life, but the market is dominated by investment products, resulting in a serious “protection gap” that widens the gap between the protection needed and the resources available. We use technology to reduce costs and provide “pure protection” products that really suit the needs of the public, so that they can get better protection at a lower cost.